Monday, July 14, 2008

How do we pay for an adoption??!!?!?




We are still in the process so it is still very "real" as we pay for the adoption.

I think you find that the money comes out slowly and there is not a big check written at once. Many times added into the fees you see are the following: doctor co-pays for physicals, $10 background checks, $10 birth and marriage certificates, immunizations for travel, fingerprinting etc.

Our agency has $2,000 chunks due...so $2,000 for the dossier translation, then $2,000 when we accept a referral, then $2,000 at travel...so these are all a few months in between.

There is also the federal tax credit for incomes up to $100,000 (I think) so this can come back to you over 5 years I believe. Many employers also have a grant that they give making many adoptions virtually free.

Although ultimately you must TRUST in God! We did not have $20,000 sitting around the house and yet we have continued on and not even noticed the money went out this month! I know it sounds crazy but God will carry you through! Adoption is a true test of our faith and we are tested in different ways. For many of us, this is financially.

2 comments:

Unknown said...

So true!

Holly said...

We have been there done that!
God, Who calls us, is FAITHFUL!
I will have to write about our first adoption experience financially and the one we are currently in the process of now... vastly different... but in both, the Lord has provided!!